Insurance Services
Trusted by Industries Across the West Coast to Protect Their People and Control Costs
Smarter Benefits, Built Around Your Business
We simplify the complex world of group health insurance. From comprehensive protection to cost-efficient compliance, SafeHarbor Pacific delivers the coverage strategies that keep your business competitive and your people protected.
Major Medical
Full-scale protection through top national and regional carriers with ACA-compliant plans, designed to safeguard employees, reduce business risk, and ensure your company stays competitive in today’s market.
Business Impact
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Eliminates exposure to catastrophic medical claims that could derail your company’s finances
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Keeps your business fully ACA-compliant so you avoid penalties and audits
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Builds workforce stability by giving employees access to trusted national networks
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Strengthens your hiring advantage with benefits packages that top candidates actually compare
Enhanced Minimum Essential Coverage (MEC)
Affordable coverage starting at $137 per employee per month with $30 doctor copays. MEC keeps your business compliant while giving employees everyday benefits they actually use.
Business Impact
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Delivers a cost-efficient alternative when full major medical isn’t feasible
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Shields your company from non-compliance penalties that cut into profit
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Boosts morale with real, day-to-day value employees notice immediately
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Strengthens retention by proving you invest in their health and stability
Supplemental Benefits
Enhance your core coverage with dental, vision, life, and disability insurance that strengthens retention and adds meaningful value without heavy cost.
Business Impact
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Expands protection at a fraction of the cost of major medical
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Improves employee satisfaction by covering the benefits they ask about most
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Offers flexible options so staff can choose the coverage that fits their needs
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Elevates your benefits package to compete with larger employers and reduce turnover
Talk to a trusted group health advisor and find
the plan that works for your business.
"SafeHarbor Pacific transformed the way we handle benefits. Instead of juggling confusing options, we gained a partner who brought every major carrier to the table, negotiated competitive rates, and simplified compliance. Our employees are happier, costs are controlled, and retention is stronger than ever."
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- Owner/Operator -
CA Regional Agribusiness
Our Carrier Partners
Medical
