Employee Health Plans Built for Real Business Budgets
From Major Medical to affordable Mini-Med, plus Dental, Vision, Life and Accident coverage, we have your team covered.
Helping small businesses secure stronger benefits through expert guidance, competitive pricing, and year-round brokerage support.
Employee Benefit Plan Options for Your Team
Traditional Major Medical Plans
Comprehensive group health coverage
from leading national carriers.
• PPO, EPO, and HMO plan options
• Access to large regional and nationwide provider networks
• We evaluate 100+ plan variations to identify the strongest value for your team
Current Market Opportunities under Special Enrollment - April & May 2026
• Aetna currently among the most competitive national carriers
• Many employers seeing average premiums about 25% lower than competing carriers
• Special enrollment and rebate incentives currently available
from $450 p.month
CoreCare Mini-Med Bridge Plan
Affordable everyday healthcare for your team
• Nationwide Aetna PPO network access
• $30 primary care visits | $50 urgent care
• Prescriptions, labs, and imaging included
• Preventive care covered at 100%
Built for Day-to-Day Healthcare
• No deductibles before benefits begin
• Available for full-time and part-time staff
• No minimum participation requirements
Designed to cover routine medical needs and everyday care.
This plan does not include catastrophic hospital coverage.
$140-$175 p.month
Dental, Vision & Hearing Coverage
Affordable supplemental benefits
that support everyday health.
• Nationwide Dental PPO network access
• Aetna Dental & Vision plans with rebate incentives available
• Delta Dental and VSP Vision network options
• Coverage for preventive dental care, vision exams, and hearing services
• Ortho plans available with short waiting periods
• Typical dental + vision packages range $30–$75 per employee monthly
$30-$75 p.month
Life, Accident & AD&D Coverage
Financial protection benefits that support
employees and their families.
• Group Life Insurance protection for employees and their beneficiaries
• Accident coverage providing cash benefits for injuries and emergency care
• AD&D protection for accidental death or serious injury events
• Coverage amounts commonly ranging $100K–$250K per employee
• Employer-paid or voluntary employee benefit options available
• Simple group enrollment with no medical exams for most employees
$20-$25 p.month
Our Carrier Partners
"SafeHarbor Pacific transformed the way we handle benefits. Instead of juggling confusing options, we gained a partner who brought every major carrier to the table, negotiated competitive rates, and simplified compliance. Our employees are happier, costs are controlled, and retention is stronger than ever."
​
- Owner/Operator -
Midwest Industrial Partnership Co